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When you take out "Buildings" or "Contents" you are automatically covered for Liability arising out of you being owner or occupier of your home or in a personal capacity.

The Insured's Liability to the Public as owner or occupier of the Buildings in respect of bodily injury or damage to property up to an amount of $1,000,000 and in addition costs payable to claimants or incurred with the consent of the Company in defending claims.

  1. Note:
    A policy limited to Buildings covers the owner's liability only.
    A policy limited to Contents covers the occupier's liability only.

  2. Yes     No

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